How to Use Pay with Ibotta

Using Pay with Ibotta is quick, easy, and secure. Learn how to earn instant cash back on your entire purchase.

Make Every Purchase More Rewarding

Start earning instant cash back on your purchases by following the steps below.

3 Steps for Easy Checkout


Find your retailer and enter your checkout amount.


Select Pay and we’ll generate a gift card code for you. Your payment method will be charged at this time.


Present your gift card code to the cashier to scan or provide them with the numerical gift card number.

We Take Your Security Seriously

Your data security is top priority for us at Ibotta.

All your payment information is protected with 256-bit bank-level encryption. We are never able to see this information, and it is only used for Pay with Ibotta transactions.

We partner with leading payment processing services that undergo routine security audits. Our partners adhere to the most stringent levels of certification available in the payments industry, and we pride ourselves on using best-in-class security tools and practices to ensure your security.

In other words, we’ve got you covered, and then some. When you use Pay with Ibotta, you can rest easy knowing your personal and financial information is completely protected.

Manage Balances

Manage your Pay with Ibotta transactions like a pro. When viewing a transaction, select Update balance and use the following options to keep track of your balances.


Enter how much you’ve spent already and we’ll calculate the remaining balance.


If you’ve looked up the balance or your receipt lists the remaining balance, use this option to enter the new balance.


Used the whole balance? Use this option to mark the gift card code as completely used.



Visit our Help Center for frequently asked questions or to get in touch with our Ibotta Care team.